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Deeks Insurance specializes in offering premium insurance services to small business owners from a wide range of industries.

The personal connection we make with our clients puts us one step above the competition. Not only are we interested in getting to know your business and your business strategy — but we want to get to know you.

No matter the industry, small business insurance can be an important part of your success. While you can’t completely avoid financial loss due to an accident or disaster, you can minimize its effect should it happen.

The most common insurance coverages sought by small business owners are the following:

Commercial Property Insurance

Commercial property insurance includes building coverage, contents coverage, stock coverage and equipment coverage against physical loss or damage. It is typically paired with business interruption coverage, which can offset lost income if your business is shut down as a result of an insured loss.

Comprehensive Insurance or Commercial General Liability Insurance (CGL)

Commercial general liability insurance covers claims against your business for bodily injury or property damage. It’s worth noting that this is not an errors and omissions policy.

Accounts Receivable Insurance (AR)

Accounts receivable insurance provides coverage when business records are destroyed by an insured peril and the business cannot collect money owed to it. It covers these uncollectible sums plus the expense of record reconstruction and extra collection fees.

Crime, Theft, Fidelity Bonds Insurance

Crime insurance protects your business from losses resulting from a burglary, robbery or theft. Fidelity bonds specifically covers theft by employees who steal money, equipment or other assets from you or a client.

Errors and Omissions

Errors and omissions (a.k.a. professional liability insurance or professionals insurance) is especially important to professionals whose clients could claim that something your company did on their behalf was done incorrectly, causing financial loss or harm.

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