The contents of this Website (the "Website") are proprietary to D.L. Deeks Insurance Services Inc. (“Deeks Insurance”). Deeks Insurance is a wholly owned subsidiary of Johnson Inc. (“Johnson”). Johnson is part of The Johnson Group of Companies, which also includes The Johnson Corporation, Unifund Assurance Company, Deeks Insurance and any respective subsidiaries of each of these entities and of Johnson.
The Johnson Group of Companies is a part of RSA Canada. RSA Canada also includes: Royal & Sun Alliance Insurance Company of Canada (www.rsagroup.ca), RSA Travel Insurance Inc. (www.rsatravelinsurance.ca) which operates as RSA Travel Insurance Agency in British Columbia, Canadian Northern Shield Insurance Company (www.cns.ca), Western Assurance Company (www.westernassurance.ca), Ascentus Insurance Ltd., and Quebec Assurance Company.
When you access the Website, you accept and agree to be bound by and comply with the terms and conditions in respect of the Website as set forth and described herein as well as at other locations on the Website (the "Terms"). Please review the Terms. If you do not accept the terms and conditions, please refrain from accessing or using the Website.
The information provided by Deeks Insurance is believed to have been accurate and reliable when posted on the Website, but Deeks Insurance cannot and does not guarantee that it is accurate or complete or current at all times. These Terms may be changed at any time without notice. You agree to review the Terms regularly and your continued access or use of the Website will mean that you agree to be bound by any such changes to the Terms.
When you access the Website you agree to surrender any legal rights whatsoever resulting from the use of the Website or from any information thereon. All Terms will apply irrespective of the specific use made by Internet users of the Website.
Use of the Website
The Website is not intended to provide specific insurance, financial, legal, accounting, or tax advice for any individual or business entity and should not be relied on for such advice. Persons seeking insurance advice should contact a licensed professional, such as one of Deeks Insurance's licensed insurance brokers, or agents, who can take their individual circumstances into account. The Website shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with a licensed Deeks Insurance representative.
The terms, exclusions, and conditions of the contracts relating to insurance or services mentioned on the Website are not fully described. Their interpretation is governed by the terms and conditions of the contract applicable to the insurance or financial product purchased, or to the service offered, and by any applicable laws and regulations. In case of any discrepancy between the contract and the Website, the contract will prevail and govern.
Deeks Insurance's products and services are available only in Canada, in jurisdictions where Deeks Insurance is licensed and they may be legally offered for sale. Only Canadian residents who can validly be bound by an agreement under applicable laws can use the Website. To the extent applicable, individuals residing in an area where the access to or use of the Website or any part of it is illegal or prohibited are not permitted to use the Website. It is your responsibility to determine if you can legally use the Website in compliance with all applicable laws. Not all Deeks Insurance products and services are available in all geographic regions.
This communication does not constitute an offer or solicitation by anyone in any jurisdiction in which Deeks Insurance is not licensed or the distribution and selling of financial products and services by Deeks Insurance is otherwise prohibited.
The Website is protected by Copyright laws and International Agreements on such matters, and its content cannot be altered without infringing on the author's rights and his/her moral rights.
The texts, illustrations, graphics, and images displayed on the Website are and will remain at all times the property of the author, unless stipulated otherwise herein. They cannot, under any circumstances, be sold, reproduced, copied, modified, published, or distributed, in whole or in part, as the case may be, without express permission from the author and Deeks Insurance.
Certain names, phrases, logos, icons, graphics, images, or designs, including the design marks, used throughout the Website may be trade names, registered or unregistered trademarks or services marks ("Trademarks") of Deeks Insurance, its subsidiaries, affiliates or third party service providers. The display of Trademarks on the Website is not an implied license to any third party for use of the Trademarks.
Except as provided on the Website, no one has permission to copy, redistribute, reproduce, or republish any information found on the Website, which includes uploading or downloading without the prior written consent of Deeks Insurance. Any unauthorized downloading, copying, or modifying of the contents of the Website may thus be in violation of federal or common law trade mark and/or copyright laws. Any downloading, retransmission, copying, modifying, or alteration of Trademarks or other form of unauthorized copying may be a violation of the law and such users may be subject to legal action.
Governing Laws and Interpretation
The laws of the Province of Ontario and the federal laws of Canada applicable therein shall govern as to the interpretation, validity, and effect of this Agreement and any use of the Website. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to the Terms or your use of the Website.
The terms and conditions are of general application and shall be read together with and as supplementary to any disclaimer, term, or condition posted on the Website.
If any term or condition is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severable from the rest of the terms and conditions and shall not affect the validity and enforceability of any remaining provisions herein.
When it is appropriate for the interpretation of the text, a word used in the masculine gender includes the feminine gender and vice versa.
The information contained on the pages of the Website is subject to modification and update from time to time without notice. Deeks Insurance does not guarantee or ensure the accuracy, completeness, currency, or authenticity of any Website content, Website functionality, or your transmission of any Website content from the Website to you.
Certain aspects of the Website have been prepared by persons independent from Deeks Insurance. Other World Wide Web websites that may be accessed from the Website by hypertext links are entirely independent of the Website. The inclusion of any website acknowledgments, identification of any person, or entity in the Website, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person's or entity's World Wide Web website, products, services, or contributions to the Website. You access these sites at your own risk. Deeks Insurance cannot be held responsible for damages or prejudice of any nature resulting from the use or the content of the site or of other sites connected to the site by hyperlink.Other World Wide Web websites which may provide access to the Website by hypertext links are entirely independent of the Website. Any direction by a third party to the Website shall not, in any manner be construed as an endorsement by Deeks Insurance of such party's World Wide Web website, products, or services. The publishers of the outside sites manage their content which are not reviewed, nor approved by Deeks Insurance. These links should not be construed as an endorsement, a guarantee, or a recommendation of the products or services offered on those sites. Deeks Insurance cannot guarantee that these links are functional or secure.
You acknowledge and confirm that the internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the Website cannot be guaranteed and you acknowledge that your use of the Website (including information you transmit to or through the Website) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein, Deeks Insurance shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.
Information provided by you through our Website is used for Deeks Insurance business purposes only in order to service your needs as a customer and is governed by Deeks Insurance’s Privacy Statement.
Deeks Insurance may use "cookie" or related technology in order to track usage of the Website, and in order to improve our service to you. For further information of Deeks Insurance's privacy statement or to view Deeks Insurance's privacy statement click here.